Get My Rent Upfront
Built for Australian landlords

Get your rent upfront - in days, not months

RentBridge advances up to 12 months of your rental income in one payment. One simple fee of 9.9% - not per year, just once. No loan, no interest, no credit checks, no setup costs, and no impact on your borrowing capacity. If your tenant stops paying, you don't owe us a cent.

Instant estimate first. No commitment to apply.

For landlords
Funds typically within 48 hours
No loan, no credit impact
See how much you could get
Takes 30 seconds · No commitment
$
You could receive
$0
Total rent value $0
Service fee (9.9%) -$0
typically deposited within 48 hours after approval
Up to 12 months
Rent upfront
$100k
Max per property
$500k
Max portfolio limit
48hrs
Typical funding time after approval

Eligibility and funding are subject to lease verification and final approval.

Built for confidence

Clear process. Plain terms. Human support.

RentBridge handles future rent carefully: we verify the lease, explain the numbers upfront, and keep the tenant experience unchanged.

Verified before funding

We confirm lease and rent details before any advance is approved.

Your tenant stays unaffected

Same rent, same schedule, same lease. We work behind the scenes with the property manager.

Talk to a real person

Questions before signing? Email the team and get the deal explained clearly.

No pressure after you apply.

1

We review the basics and confirm eligibility.

2

You get the numbers in plain English.

3

You decide whether the deal works for you.

How the money moves

You get paid upfront. Rent repays the advance over time.

The arrangement is designed to feel simple: we purchase a portion of future rent, you receive the approved payout, and rent payments clear the balance over the selected term.

Day 1
RentBridge pays the landlord

Approved rent is advanced in one payment after lease verification and final approval.

During the term
The tenant keeps paying rent normally

No new tenant process. Same rent amount, same schedule, and no change to the lease.

After repayment
Rent flows back to you

Once the selected term is complete, future rent continues to you as usual.

Built to remove the scary bits.

  • No personal credit check Eligibility is based on verified rent and lease details, not your credit score.
  • One fee, shown upfront The 9.9% fee is displayed before you choose to proceed. No setup or monthly fees.
  • Lease verified before funding We check the underlying rental income before an offer is finalised.
How It Works

Three simple steps

No banks, no lengthy approvals, no complicated paperwork. Get your rent upfront in days, not weeks.

1

Tell us about your property

Quick online application. Just your property details, lease info, and how much you want upfront. Takes under 2 minutes.

2

We verify and approve

We check your lease with your property manager. No credit checks on you. Most applications approved within 24 hours.

3

Funds hit your account

Once approved, your advance is deposited directly. Your tenant keeps paying rent as normal - a portion goes to us for your chosen term, then it's all yours again.

Benefits

Your rent, your way

We buy your future rent - it's not a loan. That means no debt, no interest, and no impact on your ability to get a mortgage.

No changes to your lease

Your tenant pays rent exactly as before. They won't notice a thing.

Protected if tenant defaults

If your tenant stops paying, you owe us nothing. The arrangement simply pauses until rent resumes.

No credit checks on you

We verify your lease and tenant history, not your personal credit. Your credit file stays untouched.

All Australian states and territories

Residential properties with a professional property manager. Nationwide coverage.

Not a loan.
Not a line of credit.
Just your rent, faster.

RentBridge purchases your future rental income upfront. Your tenant keeps paying rent as normal - we simply redirect a portion to cover the advance over your chosen term.

The RentBridge Difference

Why landlords choose RentBridge

It's not a loan

We purchase your future rent - we don't lend against it. That means nothing on your credit file, no impact on your borrowing capacity, and no debt on your balance sheet. If you're growing a portfolio, that distinction matters.

One fee. No surprises.

9.9% flat, charged once. No compounding interest, no setup costs, no monthly charges, no exit fees. You'll know the exact dollar amount before you sign anything.

48 hours. Actually.

Apply today, approved tomorrow, money in your account the day after. No "business days" fine print. No waiting on credit committees. We move when you need to.

Short terms, no lock-in

Choose 3 to 12 months. Once your term ends, your full rent flows straight back to you. No auto-renewals, no rollover traps, no lingering obligations.

Sample Deal

Know the numbers before you apply.

RentBridge is designed to be simple: one upfront fee, shown in dollars, before you decide. No compounding interest, no monthly line items, and no surprise exit charges.

  • Transparent from day one You see the fee and net payout before moving forward.
  • Built around verified rent Approval depends on the lease, property manager confirmation, and payment history.
Example: 6-month rent advance
Future rent value $30,000
One flat RentBridge fee -$2,970
Paid to landlord $27,030
Repayment flow
$5,000/month rent redirected over 6 months

Example assumes $5,000/month rent, a 6-month advance, and a 9.9% fee. Final terms depend on eligibility, lease verification, property details, and the agreed advance term.

Use Cases

Put your rental income to work

Your rent is already earned - here's what smart landlords are doing with it.

Fund your next deposit

Use your rental income to secure a deposit on your next investment property - without refinancing or touching your borrowing capacity.

Cover urgent repairs

Hot water system gone? Roof leaking? Get the cash in days instead of dipping into savings or waiting on insurance.

Renovate to boost rent

A $15k kitchen renovation could add $50-100/week to your rental yield. Fund it from income you've already earned.

Example Scenarios

Where rent upfront can help

01
Deposit gap
Move faster on the next deal

Bring forward future rental income to help cover settlement timing or move quickly when another property opportunity appears.

02
Refinance timing
No traditional loan application

Access rent without adding a new debt application to the process. RentBridge verifies the lease and keeps the fee clear upfront.

03
Property repairs
Handle urgent costs

Bring forward a few months of rent to handle repairs or improvements, then let normal rental income clear the arrangement over time.

FAQ

Questions? We've got answers.

No. RentBridge purchases your future rent - it's called factoring. There's no interest, no compounding debt, and it doesn't appear as a liability. This means it won't affect your credit score or your ability to get a mortgage.

You're protected. If your tenant defaults, you don't have to pay us back out of pocket. The repayment period simply pauses and extends until a new tenant is in place and paying rent. We share the risk with you.

Your tenant continues paying rent exactly as they always have - same amount, same schedule, same account. The only change is behind the scenes with your property manager. Your tenant doesn't need to do anything differently.

You can advance 3 to 12 months of rent, up to $100,000 per property or $500,000 across your portfolio. The exact amount depends on your lease term and property details. Use our calculator to get an instant estimate.

Most applications are approved within 24 hours. Once approved, funds are deposited into your account within 48 hours after approval. Apply today and you could have your advance by the end of the week.

Residential and commercial properties across Australia that are professionally managed by a letting agent. You'll need a verified lease in place with solid payment history. We don't currently work with short-term rentals (Airbnb), SMSF properties, or NDIS properties.

We recommend consulting your accountant, but the service fee may be deductible as a cost of managing your investment property. We provide clear documentation for your tax records.

You'll need your current lease agreement, recent rental statements showing payment history, and property ownership verification. Your property manager can usually provide these quickly.

The advance is repaid automatically through redirected rent payments over your chosen term. There's no option or need to pay it back early - just let the rent flow as normal.

If you sell during the advance term, the remaining balance is settled from the sale proceeds at settlement. We'll work with your conveyancer to make this seamless.

Yes. Once your current advance is fully repaid through redirected rent, you can apply for a new advance on the same property or a different one. Many landlords use RentBridge as an ongoing tool to access capital when opportunities arise.

9.9% of the advance amount - charged once, not annually. For example, if you advance $30,000, the fee is $2,970. You receive $27,030 in your account within days. There are no setup fees, no ongoing charges, and no hidden costs at any point.

Rent factoring involves the purchase of future rental income and is not classified as a credit product under Australian law. This means it is not subject to the National Consumer Credit Protection Act 2009. However, RentBridge operates with full transparency and provides clear documentation for your records. We recommend consulting your financial adviser to understand how an advance fits your situation.

Prefer to talk to a human?

Ready to access your rent?

Access your rental income in days. One simple fee. No lock-in.

Typical funding within 48 hours after approval
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