Get your rent upfront — in days, not months
RentBridge buys up to 12 months of your future rent and pays you upfront — typically within 48 hours of approval.
Instant estimate first. No commitment to apply.
Eligibility and funding are subject to lease verification and final approval.
Clear process. Plain terms. Human support.
RentBridge handles future rent carefully: we verify the lease, explain the numbers upfront, and keep the tenant's rent and lease unchanged.
We confirm lease and rent details before any advance is approved.
Same rent, same schedule, same lease — paid to the property manager as usual. We work with the property manager throughout.
Questions before signing? Email the team and get the deal explained clearly.
No pressure after you apply.
We review the basics and confirm eligibility.
You get the numbers in plain English.
You decide whether the deal works for you.
You get paid upfront. The rent we've purchased flows to us over the term.
The arrangement is designed to feel simple: we purchase your rent for the chosen term, you receive the approved payout, and the rent we've purchased flows to us over the term.
Approved rent is advanced in one payment after lease verification and final approval.
No new tenant process. Same rent amount, same schedule, and no change to the lease.
Once the selected term is complete, future rent continues to you as usual.
Built to remove the guesswork.
- No credit-score check Eligibility is based on verified rent and lease details, not your credit score.
- One discount, shown upfront The 9.9% discount is displayed in dollars before you choose to proceed. No setup or monthly fees.
- Lease verified before funding We check the underlying rental income before an offer is finalised.
Three simple steps
No banks, no lengthy approvals, no complicated paperwork. Get your rent upfront in days, not weeks.
Tell us about your property
Quick online application. Just your property details, lease info, and how much you want upfront. Takes under 2 minutes.
We verify and approve
We check your lease with your property manager. No credit checks on you. Most applications approved within one business day.
Funds hit your account
Once approved, your advance is deposited directly. Your tenant keeps paying rent as normal - your rent for the chosen term is paid to RentBridge, and after that, every dollar flows back to you (any excess is refunded).
Your rent, your way
We buy your future rent, so there's no debt, no interest, and no impact on your ability to get a mortgage.
No changes to your lease
Your tenant's lease and rent don't change — same rent, same schedule, paid to your property manager as usual. We'll send your tenant a short introduction letter and ask them to sign a simple payment direction confirming where the property manager forwards the rent. Nothing else about their tenancy changes.
Protected if tenant defaults
If your tenant stops paying, you don't pay anything out of pocket during the term — the arrangement simply pauses and extends for up to 6 months while rent resumes or a new tenant moves in.
No credit checks on you
We don't run a credit-score check and nothing appears on your credit file. We do run standard identity, title, bankruptcy and company searches as part of verification.
Victoria & NSW at launch
Residential investment properties with a professional property manager. We're expanding to other states soon.
Not a loan.
Not a line of credit.
Just your rent, faster.
Every offer shows the discount in dollars before you sign anything.
Why landlords choose RentBridge
It's not a loan
We purchase your future rent - we don't lend against it. That means nothing on your credit file, no impact on your borrowing capacity, and no debt on your balance sheet. If you're growing a portfolio, that distinction matters.
One discount. No surprises.
A 9.9% discount, applied once. No compounding interest, no setup costs, no monthly charges, no exit fees. You'll know the exact dollar amount before you sign anything.
Funded in days, not weeks
Apply today and most applications are approved within one business day, with funds typically in your account within 48 hours after approval. No waiting on credit committees. We move when you need to.
Short terms, no lock-in
Choose 3 to 12 months. Once your term ends, your full rent flows straight back to you. No auto-renewals, no rollover traps, no lingering obligations.
Your funding options, side by side
| Feature | RentBridge | Bank refinance / top-up | Personal loan |
|---|---|---|---|
| Time to funds | ✓Typically 48 hours after approval | Weeks to months | Days to weeks |
| Credit check | ✓No credit-score check | Hard credit enquiry | Hard credit enquiry |
| Borrowing capacity | ✓Not affected — no debt recorded | Affects serviceability | Recorded as debt |
| Cost structure | ✓One upfront 9.9% discount, shown in dollars first | Compounding interest plus fees | Higher interest, often with fees |
| If your tenant stops paying | ✓Pauses and extends — nothing out of pocket during the term | Repayments continue | Repayments continue |
General comparison of typical product features only — actual terms vary by lender and circumstances. RentBridge purchases future rental income and is not a loan. This is not financial advice; consider your situation and seek independent advice.
Know the numbers before you apply.
RentBridge is designed to be simple: one upfront discount, shown in dollars, before you decide. No compounding interest, no monthly line items, and no surprise exit charges.
- Transparent from day one You see the discount and net payout before moving forward.
- Built around verified rent Approval depends on the lease, property manager confirmation, and payment history.
Example assumes $5,000/month rent, a 6-month advance, and a 9.9% discount. Final terms depend on eligibility, lease verification, property details, and the agreed advance term.
Put your rental income to work
Your rent is already earned - here's what smart landlords are doing with it.
Fund your next deposit
Use your rental income to secure a deposit on your next investment property - without refinancing or touching your borrowing capacity.
Cover urgent repairs
Hot water system gone? Roof leaking? Get the cash in days instead of dipping into savings or waiting on insurance.
Renovate to boost rent
A $15k kitchen renovation could add $50-100/week to your rental yield. Fund it from income you've already earned.
Questions? We've got answers.
No. RentBridge purchases your future rent - it's called factoring. There's no interest, no compounding debt, and it doesn't appear as a liability. This means it won't affect your credit score or your ability to get a mortgage.
No. We don't run a credit-score check and nothing appears on your credit file or affects your borrowing capacity. We do run standard identity, title, bankruptcy and company searches as part of verification.
You're protected. If your tenant stops paying, you don't pay anything out of pocket during the term — the arrangement simply pauses and extends for up to 6 months while rent resumes or a new tenant moves in. We share the risk with you.
Your tenant's lease and rent don't change — same rent, same schedule, paid to your property manager as usual. We'll send your tenant a short introduction letter and ask them to sign a simple payment direction confirming where the property manager forwards the rent. Nothing else about their tenancy changes.
You can advance 3 to 12 months of rent, up to $100,000 per property or $500,000 across your portfolio. The exact amount depends on your lease term and property details. Use our calculator to get an instant estimate.
Most applications are approved within one business day. Once approved, funds are deposited into your account within 48 hours after approval. Apply today and you could have your advance by the end of the week.
Residential investment properties in Victoria and New South Wales, professionally managed by a licensed agent. We're expanding to other states soon. You'll need a verified lease in place with solid payment history. We don't currently work with short-term rentals (Airbnb), SMSF properties, or NDIS properties.
We recommend consulting your accountant, but the discount may be deductible as a cost of managing your investment property. We provide clear documentation for your tax records.
You'll need your current lease agreement, recent rental statements showing payment history, and property ownership verification. Your property manager can usually provide these quickly.
The arrangement completes automatically as the rent we've purchased flows to us over your chosen term — there's nothing to pay back. Just let the rent flow as normal.
If you sell during the advance term, the remaining purchased rent is settled from the sale proceeds at settlement. We'll work with your conveyancer to make this seamless.
Yes. Once the rent we've purchased for your current term has fully flowed through, you can apply for a new advance on the same property or a different one. Many landlords use RentBridge as an ongoing tool to access capital when opportunities arise.
We purchase your rent at a 9.9% discount - applied once, not annually, and shown in dollars before you decide. For example, on $30,000 of rent, the discount is $2,970 and you receive $27,030 in your account within days. There are no setup fees, no ongoing charges, and no hidden costs at any point.
The RentBridge arrangement is structured as a purchase of future rental income rather than a loan. RentBridge operates with full transparency and provides clear documentation for your records. We recommend seeking independent financial or legal advice to understand how an arrangement fits your situation.
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Access your rental income in days. One upfront discount. No lock-in.