Rent advances for Melbourne landlords

Available across Melbourne

Property owners throughout the inner north, bayside, the eastern and western suburbs and the Mornington Peninsula can apply. Eligibility is about the property and the tenancy rather than the postcode:

• A residential investment property with a licensed managing agent
• A verified lease with the tenant paying on time
• Held by an individual, joint owners, a company or a family trust (SMSF isn't eligible)

Why Melbourne landlords advance rent

Victorian holding costs have risen sharply in recent years, and Melbourne landlords feel it most through land tax and the state's rental minimum standards. Both are lump-sum costs against an income stream that trickles in fortnightly.

• Victorian land tax — the state's land tax settings have made annual assessments a real cash-flow event
• Minimum standards compliance — funding required heating, safety and compliance upgrades
• Renovation between tenancies — lifting the rent with a refresh before the next lease
• Bridging a settlement — covering the gap without a refinance

An illustrative Melbourne property

Uses 4.33 weeks per month. Agent fees are an editable example, not a market quote. All deductions, dates and rent must be verified. The landlord receives no regular net rent from this property during the purchased period.

An example, not a local market rent estimate. Your figure depends on your actual rent and the months you choose. One fee, shown in dollars before you commit to anything, recovered from the rent itself through your property manager. If rent stops or expenses change, your signed agreement governs the shortfall. The purchased period is not automatically extended. This is not rent insurance.

How it works in practice

1. Start with an online estimate, then provide the details needed for verification
2. Your Melbourne property manager confirms the lease through a verification link
3. You review the offer, sign electronically, and we confirm funding timing after all checks and payment directions are complete

New to the idea? Start with what a rent advance is, or see how it compares with a loan or bank top-up.