RentBridge advances up to 12 months of your rental income in one payment. One simple fee of 9.9% — not per year, just once. No loan, no interest, no credit checks, no setup costs, and no impact on your borrowing capacity. If your tenant stops paying, you don't owe us a cent.
No banks, no lengthy approvals, no complicated paperwork. Get your rent upfront in days, not weeks.
Quick online application. Just your property details, lease info, and how much you want upfront. Takes under 2 minutes.
We check your lease with your property manager. No credit checks on you. Most applications approved within 24 hours.
Once approved, your advance is deposited directly. Your tenant keeps paying rent as normal — a portion goes to us for your chosen term, then it's all yours again.
We buy your future rent — it's not a loan. That means no debt, no interest, and no impact on your ability to get a mortgage.
Your tenant pays rent exactly as before. They won't notice a thing.
If your tenant stops paying, you owe us nothing. The arrangement simply pauses until rent resumes.
We verify your lease and tenant history, not your personal credit. Your credit file stays untouched.
Residential properties with a professional property manager. Nationwide coverage.
Not a loan.
Not a line of credit.
Just your rent, faster.
RentBridge purchases your future rental income upfront. Your tenant keeps paying rent as normal — we simply redirect a portion to cover the advance over your chosen term.
We purchase your future rent — we don't lend against it. That means nothing on your credit file, no impact on your borrowing capacity, and no debt on your balance sheet. If you're growing a portfolio, that distinction matters.
9.9% flat, charged once. No compounding interest, no setup costs, no monthly charges, no exit fees. You'll know the exact dollar amount before you sign anything.
Apply today, approved tomorrow, money in your account the day after. No "business days" fine print. No waiting on credit committees. We move when you need to.
Choose 3 to 12 months. Once your term ends, your full rent flows straight back to you. No auto-renewals, no rollover traps, no lingering obligations.
Your rent is already earned — here's what smart landlords are doing with it.
Use your rental income to secure a deposit on your next investment property — without refinancing or touching your borrowing capacity.
Hot water system gone? Roof leaking? Get the cash in days instead of dipping into savings or waiting on insurance.
A $15k kitchen renovation could add $50–100/week to your rental yield. Fund it from income you've already earned.
"I needed about $20k to cover a deposit gap on a second property. Applied on a Tuesday, had the money Thursday. Honestly didn't expect it to be that quick. My property manager handled most of it."
"The main thing for me was that it didn't show up as debt. I was about to refinance and didn't want anything on my credit file. One flat fee, done. No surprises down the track."
"Hot water system died and I didn't want to dip into savings. Got 3 months of rent advanced, fixed the hot water, and the rent just paid it back over time. Pretty painless."
No. RentBridge purchases your future rent—it's called factoring. There's no interest, no compounding debt, and it doesn't appear as a liability. This means it won't affect your credit score or your ability to get a mortgage.
You're protected. If your tenant defaults, you don't have to pay us back out of pocket. The repayment period simply pauses and extends until a new tenant is in place and paying rent. We share the risk with you.
Your tenant continues paying rent exactly as they always have—same amount, same schedule, same account. The only change is behind the scenes with your property manager. Your tenant doesn't need to do anything differently.
You can advance 3 to 12 months of rent, up to $100,000 per property or $500,000 across your portfolio. The exact amount depends on your lease term and property details. Use our calculator to get an instant estimate.
Most applications are approved within 24 hours. Once approved, funds are deposited into your account within 48 hours. Apply today and you could have your advance by the end of the week.
Residential and commercial properties across Australia that are professionally managed by a letting agent. You'll need a verified lease in place with solid payment history. We don't currently work with short-term rentals (Airbnb), SMSF properties, or NDIS properties.
We recommend consulting your accountant, but the service fee may be deductible as a cost of managing your investment property. We provide clear documentation for your tax records.
You'll need your current lease agreement, recent rental statements showing payment history, and property ownership verification. Your property manager can usually provide these quickly.
The advance is repaid automatically through redirected rent payments over your chosen term. There's no option or need to pay it back early—just let the rent flow as normal.
If you sell during the advance term, the remaining balance is settled from the sale proceeds at settlement. We'll work with your conveyancer to make this seamless.
Yes. Once your current advance is fully repaid through redirected rent, you can apply for a new advance on the same property or a different one. Many landlords use RentBridge as an ongoing tool to access capital when opportunities arise.
9.9% of the advance amount — charged once, not annually. For example, if you advance $30,000, the fee is $2,970. You receive $27,030 in your account within days. There are no setup fees, no ongoing charges, and no hidden costs at any point.
Rent factoring involves the purchase of future rental income and is not classified as a credit product under Australian law. This means it is not subject to the National Consumer Credit Protection Act 2009. However, RentBridge operates with full transparency and provides clear documentation for your records. We recommend consulting your financial adviser to understand how an advance fits your situation.
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Access your rental income in days. One simple fee. No lock-in.